Our journey to a debt free life & early retirement
#Collaborative post Everyone wants to make the most of the space that they live in, but how do you do this on a budget. Just because you are unable to blow the budget on your home, it does not mean it is not going to […]
One thing I noticed whilst reading others on a similar journey, is how positive their journeys were. Now, this is not a negative thing on them but when we fell off for a bit, it was almost as though we had failed somehow. It just […]
Debt, no matter how big or small can have a massive impact on your mental health. There is no doubt, that money and mental health go hand in hand. From impulse buying to takeaways, the list is endless. Yet, how do you manage both and […]
#Collaborative post We’ve made no secret of our plans to retire early. In fact for us, the earlier the better. We know that with retirement, there will be an element of being savvy to ensure our money stretches. However, there are a few things that […]
#Collaborative post Do you ever find money just seems to disappear and you’ve no idea what you bought? It helps with controlling money if you’re consciously trying not to just buy things because they’re there or in fashion, but little purchases can still creep up […]
#Collaborative post Thinking ahead to our future, our home has always been our biggest asset. We had always talked about selling up and downsizing, as well as relocating. As it stands though, we just need to finalise a location nearer the time. Currently, we live […]
Our food bill is the biggest outgoing after our mortgage, so I am always looking for ways to reduce it. This is done in a combination of ways, all of which do not require a lot of effort. Throughout our journey so far, I have […]
On this journey, one of the biggest improvements we have seen is our credit score. When we started, I did do a little bit of research on how to improve your credit score. Not for us to get more credit and fall deeper into the […]
January feels like the longest month to most and everyone plans their goals for the year. This could be about making money or trimming the household bills to a more manageable level. For us, I’ve looked at our income already and planned ways to boost […]
When we made our plans for our retirement, we hadn’t really thought much about how we were going to get there. To be honest, now we are on our journey, we are planning so we know how we are going to reach that goal. Of […]