Thank you for taking the time to visit our site.

We are a family of 4 who is trying to become debt-free including our mortgage so we can take steps towards our retirement.

I won’t pretend we are perfect, we will make mistakes along the way but even the baby steps are better than no steps! This blog is an honest account of how we are finding those baby steps on our journey to retirement. It may be raw and ugly at times but honest the whole way along and writing it down is a way to make sure I am accountable for how we live our lives and those steps!