Our journey to a debt free life & early retirement
#Collaborative post We’ve made no secret of our plans to retire early. In fact for us, the earlier the better. We know that with retirement, there will be an element of being savvy to ensure our money stretches. However, there are a few things that […]
Our food bill is the biggest outgoing after our mortgage, so I am always looking for ways to reduce it. This is done in a combination of ways, all of which do not require a lot of effort. Throughout our journey so far, I have […]
January feels like the longest month to most and everyone plans their goals for the year. This could be about making money or trimming the household bills to a more manageable level. For us, I’ve looked at our income already and planned ways to boost […]
With many of us at home for a huge portion of our day, you may be looking for ways to keep not only yourself but also your family entertained during this time. This is where the Amazon free trials come in. Amazon is pretty much […]
I know talking about black Friday deals on a blog that is mostly about our debt-free journey may seem a little odd, but stay with me on this. We love Christmas at our house, it is my favourite time of the year. Even though we […]
Christmas is a word that has a similar effect to the word wedding. It seems when you add either of those words on to something the cost increases. The only advantage to Christmas over the last few years is there is now more market competition […]
Can I still have a takeaway on my journey to debt-free? It is a question that I am going to admit crossed my mind, you see that is our treat. We don’t smoke, don’t eat out, very rarely drink or spend money on shopping. However, […]
Even on our debt-free journey, we still celebrate things such as Christmas gifts and nice food. However, we have learnt over the last few months how to do things a little savvier. After all, we are not giving up living whilst on this journey. Even […]
Our journey is going to be a long one, that is something we do know. So to ensure we are clearing debts in the right order we are going to snowball our payments to speed up our journey. If you are unsure what this means, […]
Over the years I have taken so many different approaches to the way I budget, however, I have now made changes to the way I budget in the hope that our spending stays under control and our savings go up as we continue our journey […]