Our journey to a debt free life & early retirement
I know talking about black Friday deals on a blog that is mostly about our debt-free journey may seem a little odd, but stay with me on this. We love Christmas at our house, it is my favourite time of the year. Even though we […]
Christmas is a word that has a similar effect to the word wedding. It seems when you add either of those words on to something the cost increases. The only advantage to Christmas over the last few years is there is now more market competition […]
Can I still have a takeaway on my journey to debt-free? It is a question that I am going to admit crossed my mind, you see that is our treat. We don’t smoke, don’t eat out, very rarely drink or spend money on shopping. However, […]
Even on our debt-free journey, we still celebrate things such as Christmas gifts and nice food. However, we have learnt over the last few months how to do things a little savvier. After all, we are not giving up living whilst on this journey. Even […]
Our journey is going to be a long one, that is something we do know. So to ensure we are clearing debts in the right order we are going to snowball our payments to speed up our journey. If you are unsure what this means, […]
Over the years I have taken so many different approaches to the way I budget, however, I have now made changes to the way I budget in the hope that our spending stays under control and our savings go up as we continue our journey […]
Many of us are finding the pinch currently, however, have you done a budget audit recently? I do this regularly to check where we are able to cut some of our budgets back, here are my tips on how to cut your household bills. Firstly, […]
Spending money in supermarkets is something we all do on a monthly basis, however, are you earning money back with supermarket cashback apps? If the answer is no then you are missing out on some free cash. The first thing to make a note of […]
As a busy parent, I have found over the last few years meal planning is essential. However, saving money with meal planning is also a great incentive to continue in doing it too. We’ve all been there, got in from a busy day and looked […]
We are a fan of takeaways, yes I know that is not very money-savvy, however, it is what it is and that is our little reward and treat for the week. We have changed the way we have our treat though as it was getting […]