Our journey to a debt free life & early retirement
#This is a collaborative post Building your house on a budget? Here are some practical tips to help you keep your costs down throughout your project, without compromising on quality… Design Before you start applying for planning permission, you need to carefully design and budget […]
Over the years I have taken so many different approaches to the way I budget, however, I have now made changes to the way I budget in the hope that our spending stays under control and our savings go up as we continue our journey […]
Many of us are finding the pinch currently, however, have you done a budget audit recently? I do this regularly to check where we are able to cut some of our budgets back, here are my tips on how to cut your household bills. Firstly, […]
Spending money in supermarkets is something we all do on a monthly basis, however, are you earning money back with supermarket cashback apps? If the answer is no then you are missing out on some free cash. The first thing to make a note of […]
As a busy parent, I have found over the last few years meal planning is essential. However, saving money with meal planning is also a great incentive to continue in doing it too. We’ve all been there, got in from a busy day and looked […]
Our journey is going to be a long one and staying motivated on our journey has been tough so far. I would love to say to people that it is amazing and we are finding it so easy, however, it’s not that straightforward. This blog […]
We are a fan of takeaways, yes I know that is not very money-savvy, however, it is what it is and that is our little reward and treat for the week. We have changed the way we have our treat though as it was getting […]
One thing I’ve learnt on our journey so far is there are lots of ways to save money and cut your outgoings. However, I always find that you need to find the right balance between investing time to the rewards. For example, if I am […]
Earlier in the week, I shared our first mortgage journey, thankfully since then, things have been a little smoother. We have recently started to think ahead to our next mortgage and maybe even our next home. We have always had plans to move from this […]
I was talking to a few blogging friends yesterday when the discussion turned into a first-time buyer mortgage conversation and it reminded me I have never shared how we got onto the property ladder. Now before I share this journey, I want to reiterate, I’m […]