Retirement for many feels like a lifetime away. After all, in the UK the retirement age currently is 68 for most of us. That means for me, I can’t retire until 2053 officially. Just writing that down makes me realise just how far away that […]
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Renovating your home without blowing the budget
#Collaborative post Everyone wants to make the most of the space that they live in, but how do you do this on a budget. Just because you are unable to blow the budget on your home, it does not mean it is not going to […]
It’s ok to fall on the journey
One thing I noticed whilst reading others on a similar journey, is how positive their journeys were. Now, this is not a negative thing on them but when we fell off for a bit, it was almost as though we had failed somehow. It just […]
The affects debt can have on your mental health #MindfulSpending
Debt, no matter how big or small can have a massive impact on your mental health. There is no doubt, that money and mental health go hand in hand. From impulse buying to takeaways, the list is endless. Yet, how do you manage both and […]
Costs to consider with our retirement
#Collaborative post We’ve made no secret of our plans to retire early. In fact for us, the earlier the better. We know that with retirement, there will be an element of being savvy to ensure our money stretches. However, there are a few things that […]
Bookkeeping Tips to Help You to Save
#Collaborative post Do you ever find money just seems to disappear and you’ve no idea what you bought? It helps with controlling money if you’re consciously trying not to just buy things because they’re there or in fashion, but little purchases can still creep up […]
Plans for our home when we retire
#Collaborative post Thinking ahead to our future, our home has always been our biggest asset. We had always talked about selling up and downsizing, as well as relocating. As it stands though, we just need to finalise a location nearer the time. Currently, we live […]
5 ways to reduce your food bill
Our food bill is the biggest outgoing after our mortgage, so I am always looking for ways to reduce it. This is done in a combination of ways, all of which do not require a lot of effort. Throughout our journey so far, I have […]
How to improve your credit score
On this journey, one of the biggest improvements we have seen is our credit score. When we started, I did do a little bit of research on how to improve your credit score. Not for us to get more credit and fall deeper into the […]
Trimming the household bills
January feels like the longest month to most and everyone plans their goals for the year. This could be about making money or trimming the household bills to a more manageable level. For us, I’ve looked at our income already and planned ways to boost […]