Our journey to a debt free life & early retirement
Christmas is a word that has a similar effect to the word wedding. It seems when you add either of those words on to something the cost increases. The only advantage to Christmas over the last few years is there is now more market competition […]
Can I still have a takeaway on my journey to debt-free? It is a question that I am going to admit crossed my mind, you see that is our treat. We don’t smoke, don’t eat out, very rarely drink or spend money on shopping. However, […]
Even on our debt-free journey, we still celebrate things such as Christmas gifts and nice food. However, we have learnt over the last few months how to do things a little savvier. After all, we are not giving up living whilst on this journey. Even […]
I have mentioned previously about how I am willing to give other revenue incomes a try and that includes surveys. Now if you have never heard of making money from surveys before, let me just briefly explain the concept. There are a whole host of […]
I’ve been reflecting a lot lately on our journey, how far we’ve come and how far we’ve got to go. When we stop and take time to let it all sink in, it seems like such a big aim we have. When you add it […]
Let’s face it, despite our best efforts, there are going to be times when you come up against some unplanned expenses. Now in an ideal world, these will happen when you have either an emergency fund pot or little savings from payday. The reality is […]
I have read so many debt-free journeys over the years and they have spurred me on to start our own. The realities of the debt-free journey, however, were something I had not really considered and there was a lot of adjustments I had to make […]
On our debt clearing journey, we are trying to find multiple ways to increase our income. Not only to help clear our debts a little bit quicker but also to give ourselves a bit of a backup plan should something happen to our main source […]
Our mortgage is without a doubt a huge debt granted it is placed against the house with itself is an asset. It feels like a big cloud hanging over our shoulder on our journey to retirement, with us not being able to retire early whilst […]
Our journey is going to be a long one, that is something we do know. So to ensure we are clearing debts in the right order we are going to snowball our payments to speed up our journey. If you are unsure what this means, […]